Can foreigners own property in Tulum? All you need to know

Tulum has become one of the most talked-about destinations in Mexico for foreigners looking to relocate, spend part of the year abroad, or simply enjoy a different lifestyle surrounded by nature and Caribbean energy. This growing interest often leads to one key question: Can foreigners own property in Tulum? The short answer is yes, but there are important legal details you need to understand before moving forward.

Below, we explain how foreign ownership works in Tulum, the legal structures involved, and what you should keep in mind to make a safe and informed purchase.

Can foreigners buy property in Tulum? 🤔

Foreigners are allowed to buy property in Tulum, but not in the same way they would in many other countries. Tulum is located within Mexico’s “restricted zone,” which includes land within 50 kilometers (about 31 miles) of the coastline.

Mexican law does not allow non-Mexicans to directly hold title to land in these areas. However, this does not mean foreigners are excluded from ownership. Instead, Mexico created a legal mechanism that allows foreign buyers to acquire property rights in a secure and fully legal way.

Thanks to this system, thousands of foreigners legally own homes, condos, and land in Tulum today with full rights to use, rent, sell, or pass on their property.

How can you buy a property in Tulum as a foreigner? 🏦📜

The most common way for foreigners to buy property in Tulum is through a fideicomiso, also known as a bank trust.

A fideicomiso is a legal arrangement in which a Mexican bank holds the property title on your behalf. You, as the foreign buyer, are the beneficiary of the trust and retain full control over the property. This includes the right to live in it, lease it, sell it, renovate it, or leave it to heirs.

Key points about the fideicomiso:

● Your rights are protected under Mexican law

In some cases, especially for commercial purposes or multiple properties, foreigners may choose to purchase through a Mexican corporation. This option involves additional legal and administrative responsibilities and should always be reviewed with a legal professional.

What you need to know before buying property in Tulum as a foreigner ⚠️🌎

Before purchasing property in Tulum, it’s important to go beyond marketing brochures and truly understand the process.

Here are some essential considerations:

● Always verify that the property has clear title and is properly registered

● Confirm zoning, land use, and construction permits

● Understand annual costs related to the fideicomiso, property taxes, and maintenance

● Work with a notary public, as they play a key legal role in Mexican transactions

● Do not assume residency is required to buy property—it is not, although it may be useful depending on your plans

● Avoid rushing decisions based on pressure or “limited availability” claims

Many concerns shared online stem from buyers who skipped due diligence or relied on unreliable intermediaries. With the right guidance, the buying process can be transparent and secure.

Get expert support with Jaguar Tulum Real Estate 🐆✨

At Jaguar Tulum Real Estate, we specialize in guiding foreign buyers through every step of the process with clarity and honesty. From explaining ownership structures to coordinating with legal professionals and banks, our goal is to help you make informed decisions in the Riviera Maya real estate market.

Whether you’re just exploring options or ready to buy, we’re here to answer your questions and protect your interests.

📞 Your first consultation is completely free.
Contact Jaguar Tulum Real Estate today and get personalized guidance on buying property in Tulum as a foreigner.